Should I Get the Chase Amazon Rewards Visa Signature Card? What are the benefits?
I checked my purse and found my Chase Amazon Rewards Visa Signature Card, and I decided to write about it.
Chase Amazon Rewards Visa Signature Card?
I like to shop on Amazon.com. I order personal items and pet supplies when I am too busy to shop at a physical store. I particularly like this reward program because, as of March 2018, this card offers 3% cash back on Amazon.com, 2% cash back on restaurants, gas stations and drugstores, and 1% cash back everywhere else. It has no annual fees and no foreign transaction fees.
Is This Card Exclusive To Prime Members?
Technically, yes. Based on the information on their website. But I found a way around it. I am not a prime member at the moment. I applied for the card during my 30 day free Amazon Prime trial.
How Often Do I Use This Credit Card?
I use this card very often because of these benefits. It motivates me to use this card instead of my debit card. As a matter of fact, most times after I make a purchase, I pay off the balance on the same day, so I could get the cash back on that purchase, while maintaining a zero balance on the card.
Disclaimer (Please Read)
I understand some people have their favorable and unfavorable opinions about credit cards. Based on my personal experience and research I found that: discipline, low balance and on-time payments can strengthen credit history and boost credit score. Which will come in handy when renting an apartment, leasing a car and qualifying for a mortgage.